Computer Concept Courses (CCC) Practice Test 2025 – Comprehensive All-in-One Guide to Exam Success!

Image Description

Question: 1 / 400

When shopping online, which of the following is the best reason to use a credit card for purchases?

Credit cards offer better rewards than debit cards

Credit cards provide more security due to consumer protection laws

Using a credit card for online purchases is often regarded as a safer option due to the protections offered under consumer protection laws. Unlike debit cards, which deduct funds directly from your bank account, credit cards provide an extra layer of security. For instance, if a consumer is charged for a product that is not received or if there is fraudulent activity, credit card holders can dispute the charges more easily and usually won't be held responsible for unauthorized transactions, provided they report them in a timely manner.

Additionally, many credit card companies offer further protection measures, such as fraud monitoring and alerts, and some even provide insurance on purchases. This high level of consumer protection makes credit cards a preferred method for many when shopping online, since it minimizes the risk of financial loss compared to other payment methods.

Get further explanation with Examzify DeepDiveBeta

Credit cards can be used for cash advances

Credit cards allow customers to spend beyond their available balance

Next Question

Report this question

Download Computer Concept Courses (CCC) Practice Test PDF Study Guide
Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy